Thousands and thousands of clients across the UK have long-standing and happy relationships with their Independent Financial Adviser. However, the world of financial services is changing on December 31st this, and it may be that your independent adviser is no longer fully independent after that date.The Financial Services Authority is implementing the Retail Distribution Review (RDR as it’s commonly

As a starting point, every individual is entitled to a nil rate band, under which no inheritance tax is payable. For the current tax year, the nil rate band is £325,000. Any inheritable assets over that threshold figure can attract a tax of 40%, payable to HM Revenue & Customs.There are however a number of steps, using exemptions and allowances that you can take to minimise this tax liability.

An increasing number of new cash ISA products are being sold with additional interest as a bonus percentage, usually for no more than the first year. Investors who do not review their ISA holdings on at least a yearly basis may find that a later interest yield is dramatically less that they expected. Some people with ISA investments believe that it is not easy or even possible to transfer their ISAs

Over the last 6 months Crown Wealth Management has expanded both its client services team and advisory team. Brian Benson founder and Managing Director of the company said, "We had no option but to expand the team based on the exceptional growth that the company had experienced over the last 12 months. Our main proposition is based on providing a high level of service and the new staff appointments

The National Association of Pension Funds (NAPF) and the Pensions Institute (PI) at Cass Business School published a joint report early in 2012, suggesting that around half a million people retiring each year are being short-changed by up to £1bn from their total future pension income, because overwhelming obstacles stop them getting the best deal within the annuity market.The report describes

Budget Seminars hosted by Turner Peachey Chartered Accountants in Bridgnorth on the 21st March 2012, Oswestry and Shrewsbury on the 22nd March 2012.Budget 2012 is being touted as the most important Budget that Chancellor George Osborne has had to deliver. The next General Election is not too far away, and the most recent GDP figures from the Office for National Statistics showed negative growth in

January got off to a predictably slow start, at least in Europe and it was January 9th before Angela Merkel and Nicolas Sarkozy met for talks. Unsurprisingly, they were worried about the credit crunch and – no surprise here either – Greek debt.Other countries greeted 2012 less sluggishly and China and India reported a strong start to the year, with an increase in domestic demand helping

Matthew Clegg today gained his authorisation from the FSA to provide regulated investment and retirement advice. Matthew has already attained the gold standard of Chartered Financial Planner and will continue to work alongside Brian Benson to provide financial planning advice to existing and new clients.

We are pleased to announce that Paul Ward has joined Crown Wealth Management as a Senior Financial Planner. Paul previously worked at Roger T Hulme but some of you may now Paul from the time he took a sabbatical to follow his passion to concentrate on fitness and running as fitness manager at Bannatyne's in Shrewsbury. Paul will be working closely with Brian and Matthew to provide retirement options

05 January 2012December saw the death of North Korea’s ‘dear leader’ Kim Jong-il, with command of the country seemingly passing to his youngest son – the ‘great successor’ – Kim Jong-un. But with sundry generals peering over the younger Kim’s shoulder tensions are likely to remain high, especially around the border with South Korea.4,000 miles away in Moscow, hundreds of thousands took