Managing Your Finances
Simplify your investments
Many clients have collected a number of investments and plans over the years, with no overall strategy, a lack of diversification, no idea of the level of risk being taken and the charges being applied to their accounts. Some investments are not tax efficient and with others you may be paying too much tax.
We work with you to help simplify your financial affairs and improve how they can be monitored. We use the latest investment platforms to give you 24/7 access and provide 6 monthly reporting and consolidated tax vouchers.
Helping you to make the right decisions
We aim to maximise the use of your income, capital gains and inheritance tax allowances. If you are paying too much tax on your investments, your income will be reduced. Also the amount you pass to your family on death could be taxed as high as 40%. We can provide answers to questions like:
Can we afford to gift money to our children now; without jeopardizing our own financial security?
How much money do I need if I wanted to retire now rather than later on?
Should we keep a poorly performing investment in the hope it will improve in the future?
We are a great sounding board and always happy to give a second opinion. If you are not sure about the advice you have received in the past or have just been given, call us and arrange a meeting.