In the good times when investments keep growing it might not seem so important to review your portfolio, but if you do not keep a check on your investments you may be in poor performing funds, taking too much risk or paying too much in charges. Our Investment Management service may be what you are looking for.
We start by gaining an understanding of how much risk you are comfortable in taking to achieve your goals. We need to know how long the money is to be invested for and that you have sufficient funds available to meet any unforeseen emergencies.
We will recommend a portfolio that diversifies your investments across different countries, different asset classes and different sectors to help reduce risk and improve returns. We will recommend appropriate tax wrappers to ensure your investments are tax efficient.
When appropriate we will use an investment platform that enables you to view your investments online 24/7. This will also simplify your reporting by providing consolidated valuations, transaction history and consolidated tax vouchers. Your portfolio will be reviewed periodically to include:
Comprehensive Performance Review
A summary of how well your investments have performed, comments on the funds, and measurement of your asset allocation to help control risk.
Re-balancing the portfolio
This is to ensure that the mix of funds you invest in remain consistent with your attitude towards taking risks.
Progress towards your goals
Monitoring your portfolio to ensure that you are always on track to meet your goals.
Analysis and recommendations for action
Including changing funds where appropriate and the tax efficiency of your investments.