There is no charge levied for the initial meeting, this gives you the opportunity to meet with us to discuss the advice you require and to ask about the services we provide. It also allows us to discuss in more detail the exact costs of our services. All fees would be confirmed to you prior to any work commencing.
Initial Advice and Implementation
Our initial planning fee is £2,000. The plan will be a comprehensive review of your current financial situation. It will include a strategy to help you achieve your goals, make the most of your current assets including where appropriate provide an investment strategy. It will also cover estate planning, pre and post retirement income advice and look to mitigate risk using protection products. It may also include care fee funding advice and lifetime mortgages where required.
If you decide to proceed with our investment recommendations, there is an additional 1% implementation fee on funds over £200,000 being brought under our management, subject to a maximum implementation fee of £3,000. Defined Benefit pension transfers have no maximum implementation fee and 1% is charged on the gross value of the transfer value.
For non standard financial planning and investment solutions additional fees may apply, for additional information please contact us.
We believe advice should be reviewed on a regular basis. The ongoing fee for our ongoing services is a tiered percentage-based fee calculated on the value of the investments we manage on your behalf. The ongoing advice fee is 1% per annum on the first £500,000 and 0.5% per annum on amounts above. Therefore, depending on the value of your investments, our clients usually pay an amalgamated ongoing fee between 0.625% and 1% per annum. A minimum annual fee of £2,000 applies.